No Spend Month

I've decided for this month I'm going to have a 'No Spend Month'.

I'm not going to be super strict with this, as I know there are some things I need to get (Birthday presents etc.) and can't avoid spending.

Last month on my lunchtime trips to Paperchase I kept just buying the odd thing, and buying the small things adds up!

This month, I will not be buying little things, nothing extra for my planner or anything like that.

I've looked ahead at my month and tried to work out where I need to be spending money and predict my expenditure for the month. I'm going to fill in the actual amount I've spent next to it and work out how I've done at the end of the month!

Obviously this is all done in my planner :)

I'll keep you posted...